HSA issues

Expanding on yesterday's House hearing "Health Care Reform in a Struggling Economy" (hey, I was there for 3 hours — I deserve two blog posts about it!), Small Business Committee ranking member Rep. Sam Graves of Missouri brought up the issue of health savings accounts. Several panelists gave their real-world perspective on them:

"Virtually zero people want it."

—Dave Ratner, Dave's Soda & Pet City

"I'm not seeing any."

—Dirck Clark, Heartland Regional Medical Center

"As times get tougher, the employee tends to pull back coverage for money for something else."

—Janette Davis, Southeast American Financial Group

"[HSAs] could keep people from going to the doctor when needed."

—Michael Beene, National Association for the Self-Employed

What has been your experience offering health savings accounts to employers? Share your thoughts below.